Episode 32: The Biggest Mistakes You Can Make In Your College Planning

The biggest mistake you can make is to wait to start planning for your college savings. The process may be much more complicated than you expect, and it’s important to have time on your side.

In this episode, Jeff Green and Lauren Smith share their insights about the college planning process and what you should keep in mind as you save money for your child’s education.

Jeff and Lauren discuss: 

  • The average fees and tuition costs for college students
  • The variety of sources your college money can come from
  • How to find out if your child qualifies for financial aid
  • How family members and friends can contribute to a child’s education
  • And more

Resources: 

Connect With Green Financial Group:

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

Episode 31: The Expense of the Pandemic on our Economy

We’ve gotten a taste of the post-COVID life. What are you planning to do, as the restrictions continue to lift?

In this episode, Jeff Green and Lauren Smith take a look at the recovery of the economy with high-frequency data numbers. They also share some of the effects of supply, demand, and inflation right now for consumers.

Jeff and Lauren discuss: 

  • High frequency data comparing numbers from the box office, hotel occupancy, TSA checkpoint data
  • The rising cost of flights for consumers
  • What reverse inflation is––and why inflation is here
  • The existing demand for rental cars with shortage in supply
  • And more

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

Episode 30: The Biggest Proposed Conjecture Tax Changes

“Tax codes are written in pencil.” Taxes never go away but the rules and regulations around them are not set in stone. 

In this episode, Jeff Green and Lauren Smith share what you can potentially expect for the tax changes in the coming year under the Biden Administration. They share the little things to consider along the way for your tax planning.

Jeff and Lauren discuss: 

  • The potential increase in top ordinary income tax rates
  • The potentially high jump in capital gains 
  • What the elimination of the step up in basis at death could look like
  • And more

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

Episode 29: Giving Direction For Your Children's Financial Success

Children are not getting the financial education in school that they need before they enter adulthood. But there are a few things you can do as a parent to help prepare your children for financial success before they are on their own.

In this episode, Jeff Green and Lauren Smith share some tips to help parents get into the mindset of preparing their children before they enter the financial world.

Jeff and Lauren discuss: 

  • Why your children need to build a credit history
  • The importance of teaching your children to have a sense of savings
  • Why your children should be aware of good debt and bad debt
  • The idea of networking to make connections
  • And more!

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

 

Episode 28: Should I Pay Off My House Before I Retire? With Jim Chaplin

We all have those burning questions about planning for retirement. One of the most commonly asked questions that people want to know is, “Should I pay my house off before I retire?”

In this episode, Jeff Green and Lauren Smith talk with Jim Chaplin, vice president/senior mortgage loan originator at Elite Lending Group to get his perspective on the topic.

Jim Chaplin discusses: 

  • The items to take into consideration before deciding to pay off your mortgage before retirement
  • The backseat figures of making the decision
  • The state of the real estate market right now and how this may impact your decision
  • And more

Connect With Jim Chaplin:

Connect With Green Financial Group:

About Our Guest:

Jim Chaplin: Jim Chaplin has a total of 30 plus years of real estate related experience. Licensed Texas Real Estate Broker since 1974 which makes him very familiar with promulgated contract documents. Specialties include, lot loans, and construction loans as well as a wide range of mortgage products.

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

Episode 27: How To Protect Your Aging Relative with a Caregiving Plan

How will you step up when the time comes to fully support an aging relative? This is a question that will face more and more people as science and medicine continue to extend human life expectancy.

In this episode, Jeff Green and Lauren Smith hit a few of the hot points to help you begin having these tough conversations with family members about their wishes and plans. 

We discuss:

  • How to start thinking about the recipient’s needs
  • Why it’s important to make decisions and have documents in place before cognitive impairments become overwhelming
  • How to prioritize your mental and physical health as a caregiver
  • And more!

Tune in as Jeff and Lauren help you to start thinking about a caregiving plan for your aging relatives!

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | 

Episode 26: Spring Cleaning with guests Carroll Cartwright, Paige Ebanks, and Rudy Vierra

Spring is finally here! And do you know what that means?

It’s spring cleaning time!

In this episode, Jeff Green and Lauren Smith are joined by Carroll Cartwright and Paige Ebanks of Neatly Houston to discuss how they put a fresh perspective on organizing, styling and moving to clean and tidy your home. Rudy Vierra of SteaMyCar joins in on the conversation to share how your car can get the best wash and interior clean it has ever had.

We discuss:

  • The process for having Neatly come clean your home
  • Tips to help get you into the spring cleaning mindset
  • The eco-friendly car wash process service by SteaMyCar
  • The types of services offered by SteaMyCar
  • And more!

Tune in to learn how you can outsource to save time and avoid the spring cleaning most of us dread! 

Resources: Green Financial Group: (713) 244-3030 | Jeff Green | Lauren Smith | Neatly | SteaMyCar: (832) 308-8400

Episode 25: Tech Tools to Make Your Life Easier 

In a world full of technology, there are many tools and apps that can help make your life easier and more entertaining.

In this episode, Jeff Green and Lauren Smith take a little break from finance and explore the world of technology. In this fun-packed episode, they discuss many different types of apps they find useful and explain the functionality of each one of the apps. 

We discuss:

  • Two business-related tools to help you at work
  • Two travel-related tools to use when you’re planning your next trip
  • Two cybersecurity tools to keep you protected
  • Four health and wellness tools to stay mentally and physically healthy
  • And more!

Join Jeff and Lauren as they share the specifics of each tool, how they work and why they love them!

Episode 24: Transition Into Retirement with a Coach as Your Guide - With Cindy Wylie 

Change can be a good thing. However, the uncertainty of moving forward can spark fear and create stress.

This is especially true with major transitions, like retirement. 

In this episode, Jeff Green and Lauren Smith sit down with Cindy Wiley, a career and life transition coach, to explore how coaches can make this transition easier for you as a new retiree. They reveal how a coach can help you identify your values early on and ways they can help ease you into retirement.

In this episode, we discuss:

  • A coach’s role around the transition from work to retirement
  • The importance of identifying your personal values
  • How someone like Cindy can help you through transition into retirement
  • And more!

Join Jeff, Lauren, and Cindy to learn how you can benefit from hiring a coach for your retirement!

Cindy Wylie Email: cindy@cindywyliecoaching.com


Episode 23: Your 2021 Tax Planning Guide 

Tax season has rolled around once again!

Get ready to kick-off your tax season with this information-packed episode with Jeff Green and Lauren Smith. They discuss some of the recent tax changes you might want to be mindful of this year while breaking down the tax strategies clients are asking about most these days.

In this episode, we discuss:

  • The new IRA contribution age limit
  • Why you need to know about spousal IRAs
  • Updates to IRA contribution limits this year
  • Qualified charitable distributions
  • And more!

Join Jeff Green and Lauren Smith now to learn about the latest considerations that will help you file your taxes this year! 


Episode 22: The World of Insurance - With Marissa Sweet 

Most people don't realize they don't have insurance coverage until it’s too late! 

We don’t want you to be one of those people.

To help you get a jump start on your insurance know-how, Jeff Green and Lauren Smith welcome Marissa Sweet from Sweet Insurance Services for today’s episode. In this insightful discussion, Marissa reveals ways you keep insurance top of mind so that you’re protected in the case of the unexpected.

In this episode, we discuss:

Marissa’s services and why Green Financial Group started working with her
  • Why you don’t want to be on autopilot with your insurance
  • What makes Marissa stand out in the insurance landscape
  • How professionals like Marissa can guide you around your coverage
  • And more!

Join Marissa, Jeff, and Lauren now to learn about an insurance experience that could bring a new layer of protection to your life!

Marissa Sweet Email: msweet@twfg.com or Click Here to book an appointment on her calendar.


Episode 21: Answering the Question, "When Can I Retire?"

Setting up your future takes time, knowledge and expertise. This is especially true when planning for retirement. 

However, when you hire a financial advisor, figuring out how and when you can retire becomes a lot easier.

In this episode, Jeff Green and Lauren Smith reveal the tools they use to help clients answer the question, “When can I retire?” Plus, they discuss their answers to other commonly asked wealth planning questions and share ways you can start preparing for retirement today.

In this episode, we discuss:

  • How Green Financial Group conducts feasibility studies to evaluate your retirement timeline
  • When most people start to plan for retirement
  • How to get the highest value for your Social Security
  • Whether it’s ideal to pay off your house
  • And more!

Join us today to learn Jeff Green’s and Lauren Smith’s advice around planning for your retirement!

 


Episode 20: What Might 2021 Bring to the Stock Market?

As we continue through the COVID-19 pandemic and see a new administration enter the White House, what might investors see in 2021 when it comes to the stock market?

In this episode, join Jeff Green and Lauren Smith as they share an open conversation around their thoughts about the coming year based on the current economic, political, and social climate. They chat about pressing demands for more COVID-19 relief for consumers and businesses and reveal the impact this year might have on various industries.

In this episode, we will discuss:

  • What’s happening in the stock market 
  • How industries like tech and oil industries might fare this year
  • How tightening regulations are impacting the stock market
  • The best way to stay proactive in the market 
  • And more!

Join us today for Jeff Green and Lauren Smith’s perspective on the economy and stock market in 2021!

 


Episode 19: What Will a Biden Presidency Mean for Investors?

Along with a new year comes a new administration in Washington. What will the arrival of a Biden White House mean for investors across America? 

In this episode, explore the new administration and more with Jeff Green and Lauren Smith. Join them as they discuss and assess the current economic and political outlook and share what investors could expect to see in 2021.

In this episode, we will discuss:

  • The possibility and impact of a split congress
  • Effects of high corporate taxes
  • About Biden’s green agenda
  • What Green Financial Group sees for healthcare
  • And more!

Join us today for Jeff Green and Lauren Smith’s predictions of what lies ahead!

 


Episode 18: Taking Some Time to Reflect

Have you taken some time to reflect on what you are thankful for as this hectic year comes to a close? 

In this episode, Jeff Green and Lauren Smith take some time to speak about what they are thankful for as this year comes to an end, and share with you some of the things that make them so happy to be a part of the team at Green Financial Group.

In this episode, we will discuss:

  • Jeff’s feelings of gratitude toward his team  
  • Jeff’s role as being a leader to his team 
  • How technology has been present in their team before and through the pandemic
  • The changing dynamics at Green Financial Group
  • And more!

Join us today as we take time to reflect on what we are thankful for as 2020 comes to an end.

 


Episode 17: Traveling In Our COVID-19 World- With Maddy Foxx Moffitt 

Are you prepared to take your next luxury trip? 

How might COVID-19 impact your travel plans?

In this episode Jeff Green and Lauren Smith sit down with Maddie Foxx Moffitt, a travel advisor with MFM Luxury Travel. Together, they explore the new travel challenges and restrictions that have come with COVID-19 and discuss the rapid changes the travel industry has seen in 2020. 

In this episode you will learn:

  • The current state of travel in the United States and abroad
  • Why RV rentals are becoming increasingly popular 
  • Recommended places to travel under the current restrictions
  • COVID-19 laws for going into a country as a traveler
  • And more!

Tune in today to learn how you can safely travel during COVID-19!

 


Episode 16: How Retirement Planning Can Optimize Your Retirement Taxes 

One of the best tools you can use to achieve the retirement you want is a comprehensive retirement plan. 

This is especially true when it comes to making the most of your retirement tax picture.

In this episode, Jeff Green and Lauren Smith outline ways retirement planning can make all the difference when it comes to your taxes. They discuss retirement tax planning strategies and share ways you can update your retirement plan to optimize your financial future.

In this episode, you will learn:

  • Ways to take advantage of tax deferral opportunities 
  • How to decide when to take action with your Social Security
  • Why you should consider doing a Roth IRA conversion
  • How a cash flow analysis can help you with your retirement distribution strategy
  • And more!

Tune in today to learn how retirement planning can help you reduce your retirement taxes!

 


Episode 15: IRA End-of-Year Planning Strategies 

With 2021 quickly approaching, many are ready to say goodbye to 2020 and all of its ups and down. 

But before you start celebrating the new year, there is still some planning to do — especially around your IRA accounts and the tax advantages they offer! 

In this episode, Jeff Green and Lauren Smith break down some of this year’s big changes to IRA accounts and how they might impact you. They also share ways you can take advantage of retirement account tax strategies to end the year with your best foot forward.

In this episode, you will learn:

  • How required minimum distributions changed in 2020
  • Why you should consider Roth conversions
  • How to qualify for Coronavirus-related distributions
  • About SEPP payments
  • And more!

Tune in today to learn how you can optimize your retirement accounts for the new year!

 


Episode 14: Investing After The 2020 Election

No matter the outcome of this year’s contentious national election, it’s important to look after your financial future with a calm and reasonable attitude.

In this episode, Jeff Green and Lauren Smith will serve as your guides for your post-election investing. Together, they share tips for navigating investing after the election and share how the markets tend to react under different presidential administrations.

In this episode, you will learn:

  • How previous elections have impacted the markets
  • What you should do with your investing after the election
  • How the misery index can indicate presidential outcomes
  • Ways to avoid knee-jerk investing reactions
  • And more!

Tune in today to learn how you should move forward with your investing after this year’s election!

 


Episode 13: How Can You Better Protect Your Information and Identity?

With more and more of our personal information living online, how can you keep your essential information safe and secure?

In this episode, Jeff Green and Lauren Smith review strategies and techniques to help you protect your information and identity online. Together, they also share key steps you can take to guard yourself, and your finances, from harm.

In this episode, you will learn:

  • How to create and set up a strong password
  • What a password template is — and how to develop one
  • How you can protect your bank account information
  • How to protect yourself from scammers and spams
  • And more!

Tune in to find out how you can secure your information and identity today!

 


Episode 12: Addressing Your Market Concerns with Brian Wesbury

Are you worried about the current state of the market — or where it could be heading as we continue through the COVID-19 pandemic?

To address some common investor concerns around the market, Jeff Green sits down with Brian Wesbury for today’s episode. As First Trust’s chief economist, Brian lends his insight and expertise to answer some of your market questions and to provide a 2021 market prediction.

In this episode, you will learn:

  • Why tech stocks won after the recent market volatility
  • Market concern around the election and our economic recovery
  • The effect of oil and interest rates on the market
  • Brian's prediction for 2021
  • And more!

Tune in now to hear Jeff Green and Brian Webury’s answer to your market concerns!

 


Episode 11: Navigating the Markets During a Global Pandemic  

2020 has been unpredictable in many areas, including the markets.

In today's episode, Jeff Green and Lauren Smith reflect on the implications of the S&P 500 during the COVID-19 pandemic. They explore what has happened so far and what investors could potentially see going forward, all the while answering some of investors’ common investing concerns during this time of uncertainty. 

In this episode, you will learn:

  • Why you can't time the market
  • Two types of market recoveries
  • The impact of the pandemic on local stores 
  • How the labor market and up-coming election will be affected by this crisis
  • And more!

Tune in now to learn more about markets during the global pandemic and how they could impact you! 

 


Episode 10: 3 Ways To Improve Your Self-Being During the Pandemic  

COVID-19 has forced us to adapt to major changes in social norms, financial markets, the workplace, school and, of course, at home. 

It’s more important than ever for us to take care of ourselves. 

Today, Jeff Green and Lauren Smith share what they’re doing on a daily basis to make it through the pandemic. Do you know the three main things that you can work on to improve your self-being? You’re about to find out!

In this episode, you will learn:

  • What daily routine Jeff gave up to improve his mental diet
  • Which book has drastically changed Lauren’s and Jeff’s outlook on their business
  • Similarities between the 2008 financial crisis and the current situation 
  • The three focal points of an improved self-being
  • How improving yourself can impact those around you
  • The importance of moderation
  • And more!

Tune in now to hear what self-improvement strategies Jeff and Lauren recommend!


Episode 9: The SECURE Act and What it Means for Your Retirement  

Now that The Setting Every Community Up for Retirement Enhancement (SECURE) Act is in place, what does that mean for you and your retirement plan?

In this episode, Jeff Green and Laura Smith help you answer this question. Together, they break down the new act, its rules, and the impact it could have on your retirement planning.

In this episode, you will learn:

  • How changes to the required minimum distribution age can affect your distributions
  • Ways Green Financial Group is helping clients to strategize around the act
  • How beneficiaries are impacted by the act
  • SECURE Act tax considerations
  • And more!

Listen now and find out what you need to know about the SECURE Act!


Episode 8: The Eculent Experience in Kemah, Texas – With Chef David Skinner 

When you eat a meal, what do you see? What do you hear and smell while tasting your food?

In this episode, Jeff Green and Lauren Smith talk to David Skinner, the owner and chef at Eculent, a multi-sensory restaurant in Kemah, Texas. They discuss the magic that goes into creating a unique dining experience that serves all five senses. 

You will learn:

  • How Eculent is different from other restaurants
  • The importance of engaging all senses during a meal
  • How David started his winery
  • The benefits of creating his own wine for Eculent
  • And more!

Tune in now to discover the unique culinary experience that is Eculent!


Episode 7: The Stock Market is Looking Good, So Why is the Economy Still in Bad Shape?  

The stock market is starting to look good, but the U.S. economy is still in bad shape. Why is that? 

In this episode, Jeff Green and Lauren Smith give their take on why there’s a disconnect between the state of the market and economy during this stage of COVID-19. Are there any signs that the economy is starting up again? You’re about to find out!

In this episode, you will learn:

  • Why this isn’t a “normal” recession at all
  • Three reasons why the market is improving, despite the economy’s current state 
  • Which industries have led the way in the market during COVID-19
  • Signs that the economy is starting up again
  • Why Jeff foresees a U-shaped recovery for the economy and a V-shaped recovery for the stock market
  • And more!

Tune in for insight into why there’s a disconnect between the state of the market versus the economy during this stage of COVID-19. 


Episode 6: How COVID-19 is Impacting the Hospitality Industry — With Benjamin Berg

Many essential industries have experienced cutbacks and closures due to COVID-19 — including the hospitality industry.

This leaves the question: How will restaurants bounce back after this pandemic?

Today, Jeff Green and Lauren Smith welcome guest Benjamin Berg of the Berg Hospitality Group to explore the impact of COVID-19 on the hospitality industry and the uncertainty of the future.

In this episode, you will learn:

  • The challenges with arranging compensation for employees
  • How restaurants have changed during the COVID-19 crisis
  • The difficulties associated with reopening after the virus
  • And more!

Listen now to learn about the impact of COVID-19 on restaurants today and in the future.


Episode 5: The CARES Act: What You Need to Know  

As the coronavirus continues to impact people and businesses across America, the government has passed the new CARES Act to help provide some relief. But what exactly does this act entail? And more importantly, how might it impact you?

Today, Jeff Green and Lauren Smith are here to break down the CARES Act, covering everything from the new recovery rebate to tax considerations.

In this episode, you will learn:

  • Details of the CARES Act
  • The impact of COVID-19 on Washington
  • Why should you file your 2019 return if you haven’t already
  • Why a longer government shutdown may result in a longer recovery
  • And more!

Tune in now to learn all about the CARES Act and what it could mean for you!


Episode 4: COVID-19’s Continued Impact on the U.S. Economy: Our Predictions  

Which industries will come back roaring after COVID-19 ends? What can the U.S. learn from this crisis? 

In this episode, Jeff Green and Lauren Smith give their predictions on how the U.S. economy will be impacted by the peak, decline, and eventual end of the COVID-19 pandemic.

In this episode, you will learn:

  • When COVID-19 is expected to peak and decline in the U.S.
  • Jeff’s prediction for the GDP growth rate by the fourth quarter
  • Which industry might be the first one to come roaring back 
  • What the U.S. can learn from this experience
  • Plus more!

Listen now for insights into how COVID-19 could continue to impact the U.S. economy.


Episode 3: Get to Know Green Financial Group’s Lauren Smith  

When it comes to financial advising, there are various ways to measure success. Oftentimes, it comes back to the values of the advisor. 

In this episode of The Green Zone Podcast, learn more about Green Financial Group’s Director of Business Development, Lauren Smith. Discover how she measures success with her clients, what makes her great at her job, and more.

In this episode, you will learn:

  • Who Lauren Smith is, and how and why she became an advisor
  • Who Lauren’s ideal client is
  • How Lauren measures success with clients 
  • What Lauren’s proudest achievement is 
  • And more!

Join us now to get to know all about Lauren Smith!


Episode 2: The Green Zone Financial Plan  

Green Financial Group specializes in providing a comprehensive approach to financial planning so that you can live your ideal lifestyle. 

But what exactly does their planning involve and how can it benefit you as an oil and gas executive? 

Today, Jeff Green welcomes Green Financial Group partner Lauren Smith, CFP®, MBA, to explore what makes up the green zone financial plan. Together, they highlight the eleven areas they cover during their planning process and why each area is important. 

In this episode, you’ll learn: 

  • How often Green Financial Group revisits your plan — and why 
  • Important planning areas covered in the green zone financial plan 
  • How insurance changes as you enter retirement 
  • What client relationship management means to Green Financial Group 
  • And more! 

Listen now to learn about the green zone financial plan and what it can bring to your financial life! 


Episode 1: Introducing The Green Zone Podcast

Welcome to The Green Zone Podcast featuring Jeff Green of Green Financial Group! 

In this debut episode, Jeff Green kicks off the series by sharing why he’s ready to teach oil and gas executives how to take command of their finances and to live in the green. Jeff also helps you get to know him better by sharing more about his professional passions and outlook, along with some of his personal interests and hobbies. 

In this episode, you’ll learn: 

  • How Green Financial Group helps oil and gas executives with their finances 
  • How Jeff and his team earn clients’ trust 
  • Why Green Financial Group believe in managing their own portfolios 
  • What’s to come on the Green Zone Podcast 
  • And more! 

Tune in now for your official introduction to Jeff Green the Green Zone Podcast!